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Our website was created out of the need to keep a strong FICO credit score while at the same time minimizing credit card usage. We built our site with precision focus on being good at only one thing: keeping your credit score healthy.
A credit score provides an easy way for lenders to numerically judge your credit at a point in time. It gauges how likely you are to repay your loan in a timely manner. The better your history appears, the more attractive you become as a loan customer.